The adult literacy rate in India is 71.2%. Male literacy is 81.3%. Female literacy is 60.6%. Therefore, the literacy of men and women differ by 20.7%. Government spending on education is 3.1% of GDP. India's education index is 0.473 – formal education levels are low and limited to primary and secondary school at best; Higher education is possible but not very common. The people of India speak Hindi and English.